I have three defaults on my credit report. They were marked as default 4 years ago. If i was to pay them off now would they still go after 6/7 years or will the 6/7 years start from the date i pay them off. If i dont pay them will they still go after 6/7 years.
How long does a default stay on your credit report?
6 years from the date of the default.
How long does a default stay on your credit report?
defauls if paid you can contact experian or equifax who will then look at removing them but only if they are paid of?resolved i have done this myself it may cost you a small fee too correct the record i was sent my credit file which cost 鎷? they sent me my report you go through your report and if you can show documents to show paid them off then they will verify that and remove it good luck the link for theyre contact details below.
How long does a default stay on your credit report?
Right now, you are better not paying them off, becuase they have already been in default for four years, and should be coming off in another three. If you were to make a payment, essentially, it would reacivate the account, and then will remain on your credit for another 6 or 7 years, from the date of your most recent payment. It doesn%26#039;t pay to pay old debt for this reason, and most creditors won%26#039;t tell you that.
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