When I view my report, I find a list of creditors pulling my report for whatever reason. I don%26#039;t think its fair that people can pull your credit report anytime they feel like it. I%26#039;ve noticed that I also get a bunch of junk mail from some of these same people. What can I do to stop them from getting my information without my permission?
How can I prevent creditors from reviewing my credit report anytime they feel like it?
They cannot pull your report without your authorization. (They can pull a soft inquiry which does not count against your score, but not a hard inquiry.) Listed below is a link which has a sample letter disputing the inquiries and requesting them to remove the inquiries.
How can I prevent creditors from reviewing my credit report anytime they feel like it?
You can%26#039;t stop it. They don%26#039;t need your permission.
How can I prevent creditors from reviewing my credit report anytime they feel like it?
Matthew O is wrong. They are not supposed to be able to do that unless you ok it like doing a credit application for a credit card, a house, or a car. You might call the credit report company and ask them who authorized the credit check. Did you know that each time some one does a credit check that it actually lowers your credit score?
How can I prevent creditors from reviewing my credit report anytime they feel like it?
If you have some affiliation with them or are applying for some type of credit they have a right. They can not just for no reason at all, unless you have requested them to.
How can I prevent creditors from reviewing my credit report anytime they feel like it?
To help allieviate some of the annoyances you can opt out of the mailing system. Go to http://opt-out.cdt.org/ for more info. Other than that they can check your credit, but they are not considered %26quot;hard inquiries%26quot;. Hard inquiries are the credit checks that can lower your score. These usually occur when YOU apply for a cc, mortgage, car loan, etc.
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