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Wednesday, May 26, 2010

Where can I find a TRUE free credit report/score from the 3 national credit places????

I%26#039;ve tried doing a search and all websites end with a fee attachment. Need help with a website to locate free credit report with score. Looked also in google and it was worse. Please help!!



Where can I find a TRUE free credit report/score from the 3 national credit places????

This is the only legit one:



http://www.ftc.gov/bcp/conline/pubs/cred...



Where can I find a TRUE free credit report/score from the 3 national credit places????

You can get a free report from each of the three agencies at annualcreditreport.com, but they don%26#039;t give you your score for free - there is a charge if you want that. I don%26#039;t know of any site that gives you a score for free.



Where can I find a TRUE free credit report/score from the 3 national credit places????

You can get a free credit report once a year from each of the three credit bureaus at www.annualcreditreport.com. I don%26#039;t believe you can get your actual credit (FICO) score without paying.



Go to http://www.fico.org to learn all about credit scores.



Where can I find a TRUE free credit report/score from the 3 national credit places????

The US Government has mandated that the three major credit bureaus offer the service to everyone in the United States once each year. The name of this site is www.annualcreditreport.com.



Since it is government mandated it requires a whole host of hoops to jump through. You do not actually get your credit scores, and it can take 7-10 days to receive the information. All in all not very consumer friendly. Guess that is what happens when a big company is required to do something they do not want to do.



Here is how I got my Credit Report and Score from all 3 bureaus for free.



I went to http://faqfaq.net/FreeCreditReport.html and signed up for their service.



It took like 3 minutes! They give you 7 Days for Free to try the service.



So I just canceled the next day after printing out everything I needed.



Easy and Free.



Where can I find a TRUE free credit report/score from the 3 national credit places????

By law, you are entitled to receive a FREE copy of your credit report, from all three major US credit reporting agencies (TransUnion, Experian, and Equifax) if requested, up to once every 12 months.



You can do this by visiting the official annual credit report website: www.annualcreditreport.com



You can also call request your free annual credit report by calling the official toll free telephone number: 1-877-322-8228



For more information on credit reports and your credit score, I recommend you visit http://freeonlinecreditcheck.googlepages... , an excellent online credit resource.

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