How small of an amount can be placed on your credit report?

I have a collection agency contacting me for a $35 debt for lab work (the collection agency is CCS, Credit Collection Services) and I%26#039;m going to request debt validation because I haven%26#039;t had lab work done in a long, long time and I go to the lab that my insurance requires (Qwest Diagnostics). That is also the lab my PCP uses, so I don%26#039;t know how I owe Lab Corp anything. Anyway, can this credit agency place the $35 I owe on my credit report as a delinquent account?

How small of an amount can be placed on your credit report?

Yes it is true that they can report a dollar if they wanted to and by them reporting a negative account it can cost you up to 50 POINTS !!! Medical Bills can take up to two years to appear on your credit report or even in your mail box because physicians have 2 years to file a claim (a claim is the bill your produced when you had services and they submit it to your insurance company). Thats why sometimes we get medical bills and have no clue why or when they were from. If you dispute the account within 30 of receiving the note they are not allowed by law to report you until the validation process is complete. For $35 dollars, I would pay it just to make sure it does not DROP my Credit Score...and wait for the refund later..... Christine

How small of an amount can be placed on your credit report?

You can be reported for any amount that you owe.

How small of an amount can be placed on your credit report?

They can report you for $1.

It sounds like either your insurance did not cover something you expected or they just tried to attach your name to another persons bill.

The best thing to do is what you said and request debt validation. Just when you do be sure to send it by Certified Mail with Return Receipt Requested(Green Card). This way you have proof that you sent it. If they can not validate it after 30 days you can have it removed from your credit report.

How small of an amount can be placed on your credit report?

Both previous answers are correct.

How small of an amount can be placed on your credit report?

balance amount is not relevant ,as little as they want depending on company type and whether or not they subcribe to a regualted credit auditor for example Lloyds and hsbc don%26#039;t register all credit with experian and/or equifax because they use an internal sourcing method Argos another company that doesn;t register their lending.

If this company is harrasing you for money dont take numbers to call/contact from the information given by this company as it may be a huge scam that will then say $35.00 oh we meant $35000.00 get the info indepenantly before doing anything else, and don%26#039;t let them intimidate you.

How small of an amount can be placed on your credit report?

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