How can i delete a paid item on my credit report?

Just wanted to know what can i do to delete a paid item. My credit report was updated from unpaid to paid less than full balance. I went today to a credit repair guy and he told me he is pretty sure he can delete this item. thanks

How can i delete a paid item on my credit report?

I%26#039;ve been trying to delete things that were paid on my credit report for awhile, I haven%26#039;t been able to do it. The closest thing I%26#039;ve heard about is continually sending letters to the credit Grantor disputing the account. apparently if they don%26#039;t answer in 30 days it%26#039;s deleted. But they%26#039;ve answered all of mine.

How can i delete a paid item on my credit report?

first of all you cant just delete things from your credit report they stay on there for 8 years until they are no longer eligible to be based on. if you pay something thats on your credit report it depends on first how long its been on there %26amp;%26amp; 2 why.

ex.

your car is totaled your insurance pays for $4000 in damages %26amp;%26amp; you owe $2000 but they junk the car and then put on your credit its a repo.

first if you payed the $2000 call the credit bureau there are 3 different ones equifax experian and transunion call whichever one neccesary and explain the situation YOU%26#039;LL NEED PROOF call them not some place that says they%26#039;ll do it for however much cause itll cost u an arm %26amp; a leg %26amp; itll never happen if not call the collections agency %26amp;%26amp; talk with them about paying it asap to make it look better for your credit hope i helped

How can i delete a paid item on my credit report?

Generally, you can%26#039;t unless you can prove that the item is false.

How can i delete a paid item on my credit report?

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