If there is accurate info on the credit report, someone says they still remove it? What's the d

Is this person likely wrong or could they really have removed accurate information on their credit report by writing letters?

If there is accurate info on the credit report, someone says they still remove it? What%26#039;s the deal law wise ?

It is possible if the negative entry has been asked to be verified by the debtor and no response was made by the collection agency. Sometimes, junk debt buyers will re date a debt and when the CRA verifies this fact, they will remove the item.

Avoid credit repair agencies that charge a fee to improve your FICO score by removing negative, but accurate, information from your credit reports. No one can force credit reporting agencies or lenders to remove accurate information from a credit report. Credit repair companies often take your money without delivering what they promise, or provide only temporary improvements of your score, sometimes by removing accurate information that will reappear later.

If there is accurate info on the credit report, someone says they still remove it? What%26#039;s the deal law wise ?

You can dispute inaccurate information. But don%26#039;t expect accurate information to be removed, because they ask the creditor (unless the creditor fails to respond).

If there is accurate info on the credit report, someone says they still remove it? What%26#039;s the deal law wise ?

If something has been reported by a company and the identifying info matches, it won%26#039;t be removed if it is a reportable item unless they can get the company doing the reporting to remove it. Not likely. My first credit report I had 4 child support judgements and alimony and other stuff due to a very common name--just called the credit bureau and she removed it all since it was name only, no SS# to prove it was mine. But I could not remove anything else.

If there is accurate info on the credit report, someone says they still remove it? What%26#039;s the deal law wise ?

That is not correct. Beware of people charging money to %26quot;repair your credit%26quot;, if you owe it and the creditor can verify it then it will remain or if temporarily removed will be put right back on. There is a website that governs these credit issues. It will help you do a dispute yourself if you need to. Hope it helps

If there is accurate info on the credit report, someone says they still remove it? What%26#039;s the deal law wise ?

Some repair companies use the tactic of sending a mass off letters to the credit reporting agencies %26quot;disputing%26quot; every derogatory item, hoping that some of the companies will not confirm within the time required and the agency will then remove the items. The repair company then claims credit for cleaning up your report.

When they are done they can leave you with some problems.

First, the agencies are aware of this tactic and may refuse to process your dispute letters on the grounds that there is no real dispute. This can cause problems later when there is an actual error that you want to dispute. Your account will have been branded as a frivolous disputer.

Second, you might end up without a score at all. Try and get a loan with no score. (The creditor%26#039;s request will return the message %26quot;multiple tradelines in dispute - unable to process%26quot;.)

If there is accurate info on the credit report, someone says they still remove it? What%26#039;s the deal law wise ?

Creditors can remove listings at their discretion. The law simply says they must be %26quot;fair and accurate.%26quot;

When I worked for Macy%26#039;s Credit, we would quite often remove negative listings for customers as a courtesy.

If there is accurate info on the credit report, someone says they still remove it? What%26#039;s the deal law wise ?

It Sounds like you are really screwed up by this problem. Hope you could get good luck here.http://creditreport.expertsupport.info/f...